Unbanked Workers

Unbanked workers
receive salaries electronically

Paying unbanked workers is now easy. There is no need for workers to open a bank account. Use the DotX app, and they can receive their salary via bank transfer.

Then they can save their money in our credit union or transfer funds to any bank in Indonesia, or withdraw from ATMs across Indonesia.

Build a credit profile
transactions are recorded in the bank

We partner with Bank Danamon. All deposits and withdrawals are in the bank statement, so you can build a credit profile and apply for loans from banks.

Security & Privacy
by a private blockchain

We value your security and privacy, that's why we've built our application using a private blockchain network that maximizes performance, security and privacy.