Pay Workers who don't 
have bank accounts
Fast, Secure, Free

Paying unbanked workers is now easy. There is no need for workers to open a bank account. Use the DotX app, and they can receive their salary via bank transfer.

Then they can save their money in our credit union or transfer funds to any bank in Indonesia, or withdraw from ATMs across Indonesia.

Pay who don't have bank accounts
Build a credit profile
Build a credit profile

We partner with Bank Danamon. All deposits and withdrawals are in the bank statement, so you can build a credit profile and apply for loans from banks.

Lend & Borrow Money 
from peers
from our licensed Credit Union
Save money automatically each month, borrow money when you need it and pay it back over 12 months.
Lend & Borrow Money from peers