Saat pandemi, bayar gaji tidak perlu menggunakan uang tunai!

DotX adalah solusi pembayaran gaji non-tunai untuk pekerja yang tidak memiliki rekening bank

Daftarkan perusahaan Anda untuk menerima akun demo dengan 10 kartu debit gratis

Manage and pay up to 100,000 workers

DotX payroll software can manage your entire payroll. 

Start by creating a work contract then your worker’s pay will automatically calculate on a daily basis.

Simply approve all amounts at the end of each month and click pay.

No bank account required!

All your workers will receive a unique bank account number without having to open a bank account.

Save time, boost productivity

# No more withdrawing cash
# No more disbursing cash payments

Save money, increase profitability

# Pay workers using electronic bank transfers
# Reduce payroll fraud

Free ATM Card

No monthly, transaction or ATM withdrawal fees​

All your workers receive an ATM card issued by the bank. They can use the ATM card in any ATMs in Indonesia. Using this ATM card, they can do everything such as cash withdrawals, money transfer, pay for bills and much more.

Blockchain security

Private, enterprise blockchain for unparalleled security

Blockchain is secure by design because data are encrypted. Even if a hacker downloads the entire database, it will take 0.65 billion years to decrypt the data using a supercomputer.

An illustration of what an encrypted data looks like

How it works

Payroll Software

Use your existing payroll software or our powerful payroll software to manage your workers payments.

Bank Transfer

We issue all your workers with a bank account number.

Payroll Disbursements

Transfer in one lump sump or transfer to each individual bank accounts.

Worker's ATM & App

Withdraw from ATM'S or use our mobile app to transfer money to any bank account.

DotX Features


(Works with your existing payroll)
Rp 0
  • Able to pay thousands of workers
  • Pay unbanked workers
  • Same day processing
  • Transaction Confirmation By SMS


(If you don't have a payroll software)
Rp 15k Per month
  • Manage HR, Payroll and payments in one
  • Able to manage thousands of workers
  • Face recognition attendance
  • Custom calculations
  • Custom reports
  • Add custom features

Mobile App for Android & iOS

(SMS only feature available soon)
Rp 0
  • Free virtual account number
  • 5 Free ATM transactions per month
  • 5 Free money transfers per month
  • Free ATM card
  • Free mobile app

Questions? Look Here.

No. We are not a bank. Your money is secured by the bank. We only provide the payroll software and app.

We are currently in the process of a license application that will allow us to operate in a limited manner.
This information will be disclosed to our corporate customers.

The bank holds all the money.

No, your employees do not need a bank account.

We use the bank’s system so your funds are guaranteed by the bank. 

If the account is hacked, it means the hacker has hacked the bank account. 

When you signup, the price is locked and will not change.

Contact Us

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